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Health & Wealth – A Holistic Approach to Wellbeing with Money Doctor and GP Nikki Ramskill

Coronary Heart issues, diabetes, and depression – all factors of poor health linked to poor wealth. According to Income and Health Initiative, diseases are substantially more prevalent amongst families facing financial insecurities. In addition to this, feelings of hopelessness, general sadness, and a sense of unworthiness were more frequently reported. Simply put: the connection between physical, mental, and financial health are undeniable. Dr Nikki Ramskill, also known as The Female Money Doctor, believes that we cannot be truly healthy while a money nightmare is going on in the background; ‘health and wealth are intimately intertwined’ Dr Nikki argues. 

Financial hardship can lead people to make concrete decisions that have adverse effects on their health. Skipping meals and skimping on central heating for example. Other consequences are less tangible, but no less insidious. Prolonged stress, for instance, has a proven negative impact on cardio-vasculair health. Furthermore, on a psychological level, stress contributes to mental health issues such as burnout or depression. ‘What I often see, Dr Ramskill explains, is a domino effect of various difficulties coming together and piling up one on top of another. In the end, the affected person simply doesn’t know where to begin on the road to regaining financial stability – they’re at a total loss.’ 

In this hugely stressful period of their lives, The Female Money Doctor comes to the rescue. With a friendly and informative approach, she helps women all around the globe with everything money-related: from private money-management to investments and even fostering a healthy money-mindset. ‘Especially when clients are going through a rough patch, it’s crucial to break concepts down into easily digestible information so as to reduce the chances of overwhelming them – keep it simple and effective.’ Furthermore, due to her background as a General Practitioner,  Dr Nikki’s money coaching programme is highly attuned to immediate or long-term health problems that the participants might face. The Female Money Doctor is able to take those into account and anticipate those specific struggles that women in financial instability circumstances have to deal with. As a consequence of this, Dr Nikki is able to attune her money coaching programmes better to the reality that her clients have to deal with. ‘It’s never, ever, just about the money,’ Dr Nikki emphasises. 

As Impact on Urban Health states in their report Health and Money, ‘uncertainty and worry about finances matter as much for health as the effects of living on a low income.’ In this post-pandemic landscape where the job market is still recuperating from recent lockdown policies and with flex contracts being on the rise since far before the COVID crisis, insecurity is a harsh reality for most. ‘In this era of instability, taking back control over your finances is essential: there is no better selfcare.’ 

Unsure about your level of financial stability? Looking for advice on upping your financial game? Hop on over to The Female Money Doctor’s website and book an assessment! 

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